Improve Your Credit to Reach Your Goals
We Are Your
Credit Repair Experts
Our Credit Repair Services remove or correct inaccurate and unverifiable information on your credit report. Our investigation and dispute process will help resolve any issues plaguing your credit.
We Improve Your Credit by
Disputing Errors on Your Credit Report
Over 79% of the entire population of the United States has errors on their credit report according reports from the Federal Trade Commission. 36% of these errors are so detremental that are preventing consumers from obtaining financing. The errors on your credit report may be as small as 1 letter that completely changes an entire account status.
Errors on your credit report can drastically lower your credit scores. In many cases they are severe enough to stop you from buying a home or getting a decent interest rate on an auto loan. Now because of these errors, you are stuck losing money and missing the opportunities for achieving your financing goals. It can be incredibly frustrating to say the least.
The MOR Credit Advisors Credit Repair Process
The Credit Audit
The first step in repairing your credit is to complete your Credit Audit. During the audit, we will identify the erroneous accounts to dispute and create your personalized plan to improve your credit.
Once the errors have been identified, we create and deliver your custom dispute letters for the Credit Bureaus to begin the process. These customized letters point out violations of the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and more. In some cases, we request documentation to check the validity of the reported account.
The Fair Credit Reporting Act gives the Credit Bureaus 30 to 45 days to respond to disputes. Once the investigation period is expired, we analyze the results and determine the next action. The results of your disputes are then logged in your Personal Credit Portal for you to review the results.
Escalating the Disputes
Any errors that are not corrected during the initial dispute will be escalated in the next round of dispute. During the escalation, we address your creditors directly and leverage the consumer protection laws to ensure maximum effectiveness. The timeline for the disputes and results are the same as the previous cycle.
We Do All This For You and
You Don’t Get Charged Unless We Get Results!
We are so confident in our ability, that we only charge for the errors that get removed or corrected. Whether you have 1 small collection, or multiple items to dispute, our services are a great fit for you. There is no risk – no monthly fees and best of all, you only pay for results!
We have helped our clients remove over 75,000 errors on their credit report.
Over the past decade we have helped over 2,500 clients reach their credit goals.
Months or Less
On Average, our clients graduate our services in less than 6 months.
It all starts with one call with our professional advisors to start maximizing your credit
It All Starts With A Conversation.
Our Advisors are on hand to help guide you on how to achieve the best credit score possible.
Find Out How Our
Credit Repair Can Help You!
What to Expect
- Concierge Level Services
- Your Own Personal Credit Advisor
- Thorough Investigation of All Derogatory Items
- Transparent Communication
- No False Expectations or Promises
- Professional Quality Work All Done for You
- Unlimited Disputes
- Dispute with TransUnion, Experian, & Equifax
- Disputes with Creditors
- Online Tracking Through the Entire Process
- And much more
We Have Successfully Removed
- Late Payments
- Collection Accounts
- Charge Offs
- Tax Liens
- Incorrect Personal Information
- Medical Collections
- And much more